Monthly Archives: August 2018

Jewelry and Designer Clothes

Prices for designer clothes online are typically about 30% cheaper than they are on the High Street. Because online retailers don’t have to invest in lush carpets and storefronts, they don’t have the high overhead of the shops on the High Street. No mannequins to dress, no shopgirls to pay – and all those savings get passed right down to you. That means you’ll find deals like Versace crew neck t-shirts as cheap as £15 and Burberry London Polo shirts for under £50.

The same holds true for jewelry and women’s shoes. The online shops already feature deep discounts on designer watches, diamond chokers, stunning jewelry and the sharpest women’s shoes. If you shop early, many online retailers will even waive the delivery charge, doubling your bargain price. And if price isn’t a good enough reason to shop online, take a look at these other advantages to shopping by computer rather than car.

Avoid the mobs at the High Street shops.

Who wants to get into a tug-of-war over the last of the Burberry silks? When you shop online for designer clothes, you don’t have to worry about some Aunt Annie snatching the perfect silk scarf out of your hand just as you find it. Just place your order and it will come straight to your post box. No worries about shops running out of your size or having to battle it out for the only pink Ferragamo pumps in the shop.

Shop when you want.

Why give up your lunch hour to battle the shoppers out in the shops? When you shop for jewelry and watches online, you never have to think twice about shop hours. The shops are open 24/7, 365 days a year. If your only time to shop is 3 in the morning, you’re not naffed. The online shops never close.

Take all the time you want.

Why deal with snooty shopgirls if you don’t have to? When you shop online, you can linger at the jewelry counter as long as you like without any clerk hovering to earn his commission. Go back and look a dozen times before you buy – no one’s watching, and no one cares.

It’s easy to get advice when you shop online.
So you think she’ll love those shoes, but no one knows her tastes like her best girlfriend? If you’re shopping the High Street, you’ll have to go hunt her down and drag her out with you. Isn’t it easier to just email her sis or her girlfriend the link to the shop and ask?

Cheap prices, convenience, safety – oh, did we mention security? When you shop online with a credit card, you’re offered protections from fraud that you won’t get out in the shops. Whatever you’re shopping for this holiday season, you’ll find it online – at a better price, at the time you want in the time you want. Why shop any other way?

Shopping for Jewelry and Diamonds

Shopping for jewelry and diamonds is one the most enjoyable pastimes for not only women, but men who are in love with women. The internet offers you the ability to shop for hundreds of thousands of pieces that would take you days, even months to look at in a jewelry store. The choices are everything from simple post earrings with diamonds to fabulous custom designed jewelry from artists around the world.

There are beautiful pieces with opals, garnets, rubies, diamonds, pearls, lapis and every precious stone you can think of. The settings are as unique and varied as the artists themselves. There are different metals used in jewelry today that are both stunning and practical. Palladium and platinum have taken a new place in respect to jewelry metals. They’re beautiful and resist oxidation. Set with your favorite diamond or other stone, you have a keepsake for life.

Jewelry shopping is one very convenient way to search for your favorite jewelry. There are so many merchants offering their own unique designs and settings. You can comparison shop as well, finding the best pieces that are in your budget yet high quality merchandise.

One of the greatest opportunities with shopping online for jewelry is the wide array of watches in absolutely incredible designs. Both men’s and women’s watches are truly pieces of jewelry that look striking during the day and with evening wear. Many of them include diamonds either in the watch settings or on the bands themselves. Different metals or stones or faces create sizzling designs for every taste.

Bracelets are always a woman’s favorite and the newest designs delight every woman who receives one (or gives it to herself because she so deserves them!). There are beautiful sparkling diamond bracelets, sterling silver and gold charm bracelets, beaded sterling and gold bracelets, heart bracelets in gold, sterling or platinum, pearl bracelets in one, two or three strands, cuff bracelets in an array of dazzling metals, combinations of rolled and twined precious metal single strand bracelets as well as gorgeous mesh bracelets in gold and silver.

Diamond pendants and earrings are still a girl’s best friend. The elegant chains and settings create a wonderful backdrop for uniquely cut diamonds. You can also find diamonds in heart shapes that create the entire necklace creating beauty and romance at the same time. Any woman who wears diamonds looks sophisticated, chic and elegant. Shopping for your perfect diamond pieces is so easy online that you might have a difficult time deciding on exactly what’s right for you. Of course, you can always buy more than one!

Of course birthstone jewelry is always a hit and most merchants offer a wide array of birthstones set in necklaces, earrings, rings and bracelets. The stones are simply spectacular and make you feel grand every time your wear them.

Shopping online for jewelry and diamonds is a “must” for anyone considering a diamond or jewelry purchase soon. The selections and designs are endless, the pricing is competitive and the warm feeling you get when you put that elegant piece of jewelry or diamonds on is as they say, “priceless”.

Selling Your Jewelry and Getting

Selling Your Jewelry: Triumph or Tragedy?

Which is more fun, getting a root canal, paying your taxes, or selling your jewelry? Not much of a choice, but following is some knowledge that can take the frustration out of selling your jewelry. And answer the hard questions like: Will I receive a fair price for my jewelry? Or did I pay too much?

The two critical areas of knowledge to get the best price for your jewelry are the factors that determine the value of estate jewelry and the options to liquidating it. Does this mean you have to become a gemologist just to sell your jewelry? No. But some homework and note taking can mean a much higher price paid for your jewelry. Let’s start with what determines the value of estate jewelry.

Estate is a general term used to describe previously owned. That fact is one of the determining factors. Preowned jewelry by in large is not as valuable as new. Some people will never buy a previous owned engagement set for superstitious reasons. I have had clients who could have saved hundreds of dollars if they would have bought a preowned ring, but refused.

Jewelry is a style driven industry. Some styles are classic and stay around for decades, others last just a few months. Estate jewelry that is out of style can’t command premium price. In fact some styles are so out of favor that the jewelry’s only value is its intrinsic worth. The other extreme is that the jewelry could be antique. Antique jewelry is highly collectible and may require a specialty option to sell. Knowing if your jewelry is just old and out of style or an antique can mean the difference of hundreds, if not thousands of dollars.

Condition is a major determining factor of the price received for your jewelry. Damaged and broken jewelry many times justify the restoration costs but most of the time damaged jewelry is only valued at its intrinsic worth. Jewelry repair in many instances is counter-intuitive. I have seen jewelry that has been mangled in such a way that the cost of restoration is minor and easily justified. On the other hand what appeared to be an insignificant problem rendered the jewelry unrestorable. Jewelry repair is one area you don’t want to be a “do it yourselfer”. Let the professionals do it, or it could end up costing you a ton of money.

Worn out jewelry impacts the value. It is a difficult repair to bring life back into a piece of jewelry. Most worn out jewelry is valued at its intrinsic worth.

Jewelry looks it’s best when cleaned. Properly clean your jewelry before showing it around. If you do not know the 100% correct way to clean your piece of jewelry let a professional jeweler clean it for you. Some jewelry stores may even clean it for free. Warning: the wrong cleaning can damage and even destroy jewelry. If your are unsure of how to clean the jewelry or gem, let the professionals do it.

Here are some cleaning tips. Never clean gold and gems in chlorine. Ammonia based cleaning products are used throughout the jewelry industry, but they can damage some gems. Try and avoid them if you can and know for certain if they well not hurt the gems in your jewelry. Use a mild soap with warm water and a soft toothbrush, then rinse thoroughly for most jewelry. A hard toothbrush and toothpaste or toothpowder will scratch gold and hurt some gems. The best cleaning tip is to know for certain the best cleaners to use on your jewelry and do it carefully.

The jewelry industry has been recycling for millennia. In fact some of the gold in your jewelry could have been in use since the time of Jesus. Damaged beyond repair jewelry is bought at its intrinsic worth. The intrinsic value is the metal (gold, platinum, silver) price plus any gems. The refining process used to recover the metal utilizes strong chemicals and has strict environmental regulations which impact the price given for metal brought to be recycled.

If you would like to know how to calculate the metal price and do the math read on, if not skip to next paragraph. The formula used to calculate the price is the metal price(the daily spot price) multiplied by purity(the true noble metal content) times weight(can be in ounces, pennyweights or grams). The purity is the karat of gold or percentage of noble metal (gold, platinum, silver). 24 karat is pure. 10 karat is 10/24 or.410 gold and the balance of weight is the alloys. 14 karat is 14/24 or.583 gold and 18 karat is 18/24 or.750 gold. Platinum most of the time is 90% pure and 10% alloy. Silver jewelry is usually sterling, which is.925 pure. The three units of weight used with precious metals are troy ounces, pennyweights, and grams. The troy ounce is equal to 20 pennyweights (dwt) or 31.15 grams. So here is an example; say the spot price of gold is $300 and a 14K ring weighing 10 grams would work out like this. $300 (spot price) X.583 (the fineness of gold) equals $174.90 per ounce divided by 31.15 (troy ounce to gram) equals $5.63 per gram times our ring of 10 grams equals $56.30. Just remember to subtract some refining cost and profit for the dealer and you can find out the intrinsic metal value for your jewelry.

Gems are an important part of jewelry. The estate jewelry value could be 99% determined by the gem. On the other hand the gem could add zero to the value. The two critical factors are the gem itself and the condition. Some gems have a higher value then others. A natural ruby is worth many times more then a synthetic ruby. Diamonds are generally more valuable then amethysts. Knowing your gem’s grade and rarity will help with understanding its value. The condition of the gem is critical to the value. Some chips and abrasions can justify the repolishing cost. But in most cases chips and scratches will render the gem unappealing and valueless. Tip: careful handling of jewelry retains a higher value then carelessness.

The overview of the determining factors of estate jewelry is style, condition, and intrinsic worth. Remember you don’t get paid for the jewelry in relation to what you paid but the condition and demand when you sell. Clean jewelry shows the item at its best and helps in evaluating the design and gems.
How to find the best way to get the most return for the jewelry?

Selling estate jewelry is the art of compromise. There is a balance between dollar paid and quickness of payment and ease of transaction. If you want the high price, fast and easy, you are dreaming. The higher the price gained from the sale of estate jewelry, the longer the time and more difficult the transaction..

Finding another consumer to buy your jewelry is the most profitable but the most difficult, time consuming and problematic. Walking into a dealer’s shop is the easiest and fastest way to sell but you are selling at wholesale or less. Finding the balance is a personal judgement call.

Each method of selling estate jewelry has it strengths and liabilities. Besides the price received for the jewelry, the time investment you have to make to sell the jewelry enters the equation. What are your time and energy worth? I have known people who have driven around town for two days just to make $20 more. Don’t over look the ease of transaction. Not all people decide to buy and pay cash on the spot. Some individuals take two or three visits just to make up their mind to buy. There could also be a measure of trust in shipping the jewelry across the country or even a payment plan could be the only way a person could afford your jewelry. The balance of dollar paid versus method of payment can be very tricky.

This list of ways to sell estate jewelry is not exhaustive. Personal creativity can show you the best way to sell your jewelry or one the more traditional methods may work out just fine. Examine your options and evaluate the benefits and drawbacks to find the very best way to sell your estate jewelry.

Auctions are the prestigious way to sell estate jewelry. There is an air of sophistication in liquidating jewelry through a major auction house. The nationally known auction houses like Christie’s, Sotheby’s and the like have pricey set up costs and standards. High end jewelry is best suited for these auctions. There are many regional and local auction houses that can sell estate jewelry in the mid range. Auctions can be very risky, because the end price is unknown, but the risk can bring a very positive selling price. The keys to selling your estate jewelry at auctions are finding the right house for your particular jewelry, knowing the best time to sell, and luck.

On-line auctions offer a lot of advantages and some risks. On-line auctions like e-bay are auctions conducted over the internet reaching a world wide audience. The cost of selling an item is modest if the object sells. Sales are not guaranteed. Which on line auction to use is a critical choice. The large auctions have many offerings and sales but it is easy to get lost in all that activity. Selecting the best category is another challenge. If you choose a smaller on line auction company, many potential buyers will not find your offering. The decision is best made with research on how your particular type of jewelry was sold. E-mail and ask other sellers if they got the price they wanted and how the selling experience was for them.

The trickiest part of on-line auctions is the actual transaction. Who will trust whom first. Normally the buyer sends funds, then the seller sends the item. The seller must also give a period of time for the buyer to return the item for a full refund. The transaction can be problematic or smooth. May all your experiences be trouble free, but the transaction problems I have tracked seem to run between 20% and 35% of the attempts have problems.

Jewelry brokers offer a professional service for a fee. Think of a jewelry broker as a hired professional working for you against a very sophisticated market like the jewelry industry. Make sure their allegiance is to you alone. Most jewelry brokers are highly trained in gems and jewelry. Jewelry brokers charge a percentage ranging from 10% to 50% depending on the type of service provided. Brokers can assist with a piece going to a top auction house or find a local dealer willing to pay top dollar fast. Some jewelry brokers also act as a dealer and buy out right for an immediate transaction. Jewelry brokers are usually found in major cities and include a jewelry and diamond finding service.

Pawn shops and secondhand dealers are another type of walk-in and sell option. Most work on a cash evaluation of the jewelry. The cash value on most estate jewelry is a percentage of the intrinsic value. The key to understanding this buying environment is the percentage. Some dealers pay close to 90% of the intrinsic value, while others pay as low as 33%}. The only way to find the best price is to physically take the jewelry around to a number of shops. Then sell to the shop that offers the best value.

Consignment offers the incentive of a higher price when sold but the draw back of time. No one knows how long it will take or even if it will sell. The stores that offer consignment range from second hand bargain stores to elite jewelry stores. The type of estate jewelry you have dictates which store will attempt to sell your jewelry. If you have a high end piece in excellent condition the elite location could yield a fine return.

Consignment generally consists of a contract for the amount the jewelry will sell for and the percentage the store will keep. Some contracts have a time limit and who is liable if it is lost or damaged. You must know the details of the contract to understand what will and will not happen. Some stores will pay immediately, others pay after a set time or when you call. Find out what the process is if the store closes or moves. Many people have lost track of their jewelry altogether. Understand what the store’s liabilities are and yours. Also, find out how the store is going to sell your jewelry. If they will advertise it or just let it sit in a showcase. Make frequent contacts to keep your jewelry in the mind of the salespeople.

Newspapers offer individuals the best chance to sell to a retail customer. The classified shopping consumer, in all likelihood, comparison shops more then anyone else. They know the prices of your jewelry new and will pay a discount for a used article of jewelry. Also realize that the prices asked for in the paper are rarely achieved and do not reveal the true market value. Some times the jewelry is sold for very much less then advertised or never sold at all. But with some safeguards and timing the classified ad is generally one of the highest prices realized for average estate jewelry.

The retail customer is the highest price you could receive for your estate jewelry. The newspaper is one of many ways to reach the buying public with your message to sell. Public bulletin boards offer a inexpensive way to reach people. Look in your community or work place for bulletin boards. On line bulletin boards could also work out if you find the right one. Net working with friends and family might give a lead to someone willing to buy. Creativity is a powerful tool in reaching the public. Use your imagination and think who would be willing to buy my particular estate jewelry and reach out to them.

Safeguards are critical when selling jewelry to the public. First NEVER, NEVER, NEVER, and NEVER meet an unknown buyer in your house. Personal safety and protection against robbery should be your first priority. If you don’t have a way to meet the potential buyer at a public place, then do not sell your jewelry to the general public. Meet the buyer in a public place like a restaurant or shopping mall. I suggest the buyer’s bank, because if they wish to buy the jewelry they can go and get the cash now and finish the transaction. In addition the bank should have some security if something goes bad.

Fraud should be next on your mind. Cash is the best transaction, checks of all kinds can be faked. Also be aware of switching of jewelry, con men are on the look out for unsuspecting people.

Some other safeguards are notifying someone of the time and place of your meeting. You can even tell them you will call after the meeting just to check in with someone. It is helpful to have a mobile phone. If you have a pager it is a good idea to give that number in the ad. You get a call back number and they can’t find your home address. It is also a good idea to go with someone else. I have met people with another person standing in the background just watching. Sometimes con men work in teams and someone looking at the whole situation can see that it is a bad situation in time to help you not get taken.

Q & A, For Gold Jewelry

How can I keep my jewels looking as clean as when I bought them?

a. The best way to clean your baubles at home is with authentic jewelry cleaner. The chemicals in the mixture are specifically prepared for gold and platinum metals. They will not stripe at all.

a. Truly best way to keep jewelry looking brand new is to get them professionally cleaned from your local jeweler. There are two advantages to this bi monthly commitment…your jewelry will always look sparkling new and most importantly your stones will be checked for tightness!

Is it important to keep your mechanical watch on a watch winder?

a. Keeping a mechanical watch winding is highly recommend! This will ensure the gears are kept lubricated, in return keeping your timepiece out of the repair department.

My jeweler tells me to bring my timepiece in once every three years for an overhaul, is this really necessary?

a. Over time the oils in the gears dry up, these oils need to replenished in order to keep the watch performing. In addition, parts of the timepiece can become worn and need to be replaced.

How can I give my old treasures a new look?

a. Revamping your aged jewelry can be as simple as a quick cleaning. Over time, gold wears down leaving a dull finish, a little bit of polish brings the metal back to life. Let’s say you have many pieces of yellow gold jewelry and would like to have a few of the pieces in white gold? Rhodium is your answer!! In less then 20 minutes you can wear your virtually new pieces of jewelry! It is remarkable how beautiful the process works; just remember the whitening rhodium wears down in about 6 months.

Jewelry And Watch Repair

Jewelry and watch repair are great businesses. Have you thought about how Smart Phones are like jewelry? The iPhone is like a “Swiss Watch” , isn’t it? Why not repair them? Could you use an easy extra $50k a year? Put the pedal down a little harder, and “$100k will make your day” and your year!

The iPhone is the first really good touch screen device ever. A new era called: “Don’t throw it away, find somebody to repair it!” has arrived! The iPhone is expensive, very well loved, and so it gets repaired (and yeah, the giant sucking recession that’s suppose to be over is part of it too).

MONEY is why you’re interested. The average net profit per repair is $40. The top people can do the repair in as little as 3 minutes. I timed my son on a couple of recent repairs and he was right at 10 minutes, while talking to the customer the entire time. Parts are about $10. He typically get $50, it depends on the setting. In a nice jewelry store, getting $89 or $99 would be cake. Why? The Apple Store gets $200 to $250. NONE of the warranties cover the glass – Period!

90% of the repairs are for broken glass on the touch screen. Because of the way the phone is constructed, it just makes sense to also replace the digitizer which is just below the glass. The architecture of the iPhone is a amazing. It seems very fragile, but generally, it’s a tough little Uber-Goober – except for the glass! We do about 7 other repairs to the iPhone.

Feng Shui Jewelry and Bling

I love to accessorize. Whether adding a decorative pillow to my living room sofa or a pendant to a necklace, accessories are what complete the “look” for me. Luckily, my fondness for accessories and Feng Shui go hand-in-hand. Here is what I mean. Normally, Feng Shui principles are applied to your home, garden, office, and even your car. But not much is said about how these principles — one of seeking good Chi, attracting a mate, getting a promotion at work, and so on — can be carried around with you. That’s too bad because Feng Shui can be made portable. The best way to attract the good Chi as you go about town is to sport Feng Shui jewelry and bling.

The kinds of jewelry, bling, or accessories that I am referring to include necklaces, earrings, bracelets, watches, key-chains, and even cell phone dangles. So what types of pieces should you choose to promote good Chi? A good way to choose the right piece Feng Shui jewelry would be to consider the color.

Colors in Feng Shui correspond to the elements earth, fire, metal, water, and wood. In terms of jewelry and bling, wearing yellow encourages steady relationships because yellow is associated with the earth element. If you want greater recognition and career growth, choose the colors red or purple. These two colors are associated with the high energy fire element.

For those of you who are interested in keeping mentally sharp and seeking clarity of thought, try wearing white jewelry. You could also accessorize with gray colored bling. These are the colors of the metal element.

If you want calm, wear blue or black jewelry. Blue and black are associated with the water element. Finally, those wanting good health should wear brown or green jewelry and/or bling. These two colors are tied with the wood element.

Here is some bonus advice on how to prime your jewelry before you wear them. Take special note, especially if you are going to accessorize with crystals — either as bling or Feng Shui jewelry. The first thing you need to do when you first acquire the crystal jewelry is to wash it. Yes, you need to wash it. This is because crystals hold residual energies from the previous holder. You want to discharge that energy before you use the jewelry. You never know what type of energy was left over from the previous owner.

Jewelry and Today’s Stars

Watch any of the major movie, television, and music award shows on television today and one of the first things you’ll notice about the celebrities on the red carpet, aside from their extravagant (and sometimes outlandish) attire, are the amount and size of the jewelry they are wearing. Hip-hop jewelry, more commonly known as bling-bling, is definitely not understated fashion. The bigger and the flashier it is, the better. Preferred by many of today’s celebrities, hip-hop jewelry adorns the fingers, necks, arms, even the teeth of many stars.

Oversized studs and chains are the trademarks of hip-hop jewelry and are preferred by celebrities such as Sean Combs, or P. Diddy. At the 2004 MTV Video Music Awards, he sported a diamond ring, bracelet, and watch from Jacob and Company. Rapper 50 Cent is another celebrity who is hardly ever seen without his hip-hop jewelry. On his web site, 50 Cent offers more affordable, though just as flashy, bling-bling for those of us who do not earn the megabucks that he and his fellow celebrities rake in. There are also many other web sites that offer low-priced hip-hop jewelry inspired by popular rap artists.

Hip-hop jewelry comes in many shapes and sizes, all of them meant to catch the eye and attract attention. Heavy chains of silver or gold (or both) can oftentimes be seen on celebrities such as LL Cool J and Ja Rule in their music videos. Hip-hop jewelry web sites offer fully ‘iced-out’ bling-bling, or watches, rings, bracelets and earrings that are heavily decorated with real or faux diamonds. So-called ‘spinner’ watches and rings are big best sellers in the hip-hop jewelry category. Also available are customized, removable gold, silver and platinum teeth which may be studded with jewels and gemstones, so even the pearly whites can have their share of hip-hop jewelry.

Women celebrities are keeping pace with their male counterparts when it comes to wearing hip-hop jewelry. Stars such as Beyonce, Lil’ Kim, Ashanti and Missy Elliott are regularly seen in pictures wearing large diamond jewelry items of various colors. Even young female celebrities are getting on the bling-bling bandwagon. Teen stars like Jo Jo and Hilary Duff are said to be avid hip-hop jewelry enthusiasts and count themselves among the large number of bejeweled stars today.

Large, ostentatious pieces of jewelry did not start becoming popular only because of the hip-hop cultural phenomenon (think Elvis Presley and Tom Jones), but hip-hop has altered the jewelry market in a big way. Fans see what their favorite celebrities are wearing, and there are numerous options for them to emulate their idols – at least in terms of fashion. Jewelry has always been a part of popular culture, and today’s hip-hop jewelry and the celebrities who wear them are even more so in this age of instant information.

Styles of Jewelry and How to Wear Them

There are as many styles of jewelry as there are styles of clothes and of course it makes sense to keep them in line with each other. You don’t often see chunky costume jewelry with a delicate ball gown or a diamond brooch on army fatigues. Although there are no doubt some style icons who could pull that off, it is probably best to keep to conventional mixing and matching of jewelry and clothes if you are not sure if you are a fashion expert or not!

The Real Thing

If you have the type of diamond encrusted jewelry that you keep in a vault at the bank then you probably only get it out for special occasions and that makes perfect sense. However, if you have a beautiful pair of diamond stud earrings or a special watch that you can wear with many clothes, then make the most of these items and make them your signature pieces that others associate with you. You can wear most classic pieces with anything and mix and match with other jewelry although they will always go best with classic and formal clothes.

Fun Fashion Jewelry

The funkier pieces of costume jewelry in the latest fashion trend colors are meant for the young (and young at heart). You will wear one set of colors for a season and then another set will be your favorite by the next. This is fine for disposable low priced items but what do you do with your better pieces in this season’s colors. If you buy good quality keep your costume jewelry until those colors come around again. Fashion works in cycles and there are not so many colors that yours will not be the height of fashion again before too long.

Ethnic Mix

Native or tribal jewelry has been very popular for years. With each purchase you are buying a stake in thousands of years of culture and tradition as well as something ornamental to go around your neck or in your ears. Ethnic jewelry is made of natural materials which tend to go best with the natural colors of fall. It is also more likely to go with a relaxed casual type of dressing than with a suit for the office. There can be a tendency to wear too many ethnic pieces at once but it is better to have one or two stunning pieces and let them be the focus for your look.